Who are we?

StemCellCare is part of Future Family Limited. Future Family specialise in developing insurance products and providing support to families with children - both born and unborn!

Traditional private medical insurance does not typically include stem cell therapy. We therefore created StemCellCare to provide an up-front payment that can be used where, when and how you wish - it’s your choice.

StemCellCare is an insurance policy should your child need to use their stored stem cells for treatment. Our cover provides a minimum of £75,000 for an appropriate procedure and every claim is reviewed by an independent panel of leading stem cell transplant experts to ensure that you are treated fairly.

StemCellCare puts you in control and is the result of working closely with the market leading stem cell storage organisation, leading experts in the field and an A rated insurance company to build products that will help families in their time of need.

We pay you a lump sum benefit so that you can access the treatment you want and trust. We won’t tell you when and where to have your treatment. Instead, you choose!

We are partnered with some of the world's most accredited stem cell bank.

Our Experts

The Independent Panel of Medical Experts (IPME).

Stem cell treatment is complex and expensive. We want to make sure that if you need to make a claim it is treated fairly, quickly and without reference to the cost.

Every claim is independently reviewed by a panel of experts - professionals with many years experience of stem cell therapy. They are typically members of highly regarded stem cell organisations such as the EBMT or ISCT. The European Society for Blood and Marrow Transplantation (EBMT) is a non-profit organisation that was established in 1974 in order to allow scientists and physicians to share their experience and develop co-operative studies. The International Society for Cellular Therapy (ISCT) is a global society of clinicians, regulators, technologists, and industry partners with a shared vision to translate cellular therapy into safe and effective therapies that improve patients' lives. 

Claims will be paid when the diagnosis is for one of the almost 80 conditions covered by the policy and in the opinion of the panel a Haematopoietic Stem Cell Transplant would be more beneficial than any other established alternative.

We do not cover clinical trials or non-approved / experimental treatments.

Nurse Support Service from RedArc

RedArc is an independent, specialist company providing the guidance needed to ease concerns, or manage the experience of illness, disability, trauma or bereavement. During challenging times practical advice and emotional support is just as important as financial assistance. That’s why StemCellCare has teamed up with the nurse support service at RedArc to provide support to all StemCellCare customers, at no added cost and regardless of whether a claim is made or not.

Choose your level of cover

StemCellCare - For the donor child only / £75,000 benefit / £6.42 payable for 12 months or £77 payable as a single premium. 

StemCellCare Plus - For the donor child and all biological siblings / £150,000 benefit / £11.83 payable for 12 months or £142 payable as a single premium. 

StemCellCare Extra - If you have already been given £75,000 free cover by your biobank then you can add a further £75,000 and include biological siblings for £6.42 payable for 12 months or £77 payable as a single premium.

Please note that the most cost effective way to purchase these products is as a single premium. 

These are annual policies. We will contact you shortly before your renewal is due to confirm whether you would like cover to continue. 

A summary of all of our policies and the Insurance Product Information Document can be found here.

Whatever your choice, should you have a valid claim then we pay the lump sum benefit in full allowing you to make your own decisions about when, where and by whom treatment should take place.

Stem cell treatment can work well - Click here to see the story of Laith.

Get covered today

From just £6.42 per month, we can help cover the costs of stem cell treatment for your child.

We provide an up-front payment for valid claims giving you the choice to select who you trust to treat your child - the clinical team, location and timing. This puts you in control and you don't have to wait for insurers to approve a hospital or arrange a bed.

Every policy includes free access to RedArc. RedArc provide your own Personal Nurse Adviser to give practical advice and emotional support for all scenarios covered by the policy and much more. This could include mothers-to-be experiencing maternity complications or concerns, families affected by the health of a child, or babies with serious health conditions.

There are no limits to the frequency or duration of calls, nor any requirement to make a claim.

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StemCellCare is a Trading Name of Future Family Limited. Future Family Limited (Company Number 07828098) is an Appointed Representative of Crispin Speers & Partners Limited. Crispin Speers & Partners Limited is authorised and regulated by the Financial Conduct Authority, FRN 311507. Registered no: 1960404. Registered office: St. Clare House, 30-33 Minories, London, EC3N 1PE.


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